In The Media

"A Combo Policy for Long-Term Care", BusinessWeek, 5/12/05

By Carol Marie Cropper

 

The author describes a new generation of universal life insurance policies with a long-term care rider may finally be the right win-win coverage for both needs.  "These polices cost more, but your getting coverage for life, and either you will collect from the long-term portion or your beneficiaries will collect when you die."

"Medicare: Decisions, Decisions",

BusinessWeek Online, 10/3/05

 

The new federal government Medicare prescription drug benefit is right around the corner.  "With drug and HMO plans now in the mix, seniors face a raft of complex choices."

"Survey Finds Rise in Demand for Life Insurance",

Wall Street Journal, 4/12/05

By Kathy Chu

 

"A new study from Limra International, a research and consulting firm in Windsor, Conn., found that about half of U.S. households now believe they need more life insurance, and about a quarter expect to purchase it in the coming year....Additionally, fewer people are getting life insurance benefits at work.  In 2004, only 48% of workers had group insurance, compared with 56% who had this benefit in 1999, separate Bureau of Labor Statistics data shows..."

"Cut Your Health Care Costs Now", Inc. Magazine, 04/05

By Jennifer Gill

 

This article is directed to small and mid-sized business owners who have to shop annually for the group health insurance they offer to their employees and their families.  Although we find that all the suggestions are not necessarily right for every group, Ms. Gill offers a little food for thought that you may not have considered.

"Scared to Death of Life Insurance", BusinessWeek, 02/21/05

By Peter Coy

 

"Choosing the amount of coverage is hard. The trick is to think like an economist....According to economists, your family's financial goal should be to enjoy the highest standard of living possible over a lifetime."  Peter Coy discusses the advantage of calculating life insurance needs using The ESPlanner, a program developed by economists.

"What We Didn't Plan For", Inc. Magazine, 01/05

By Sarah Bartlett

 

Sarah Bartlett, a professor of business journalism at Baruch College in New York City, tells the story of her husband John's terminal illness and the unanticipated impact on her family's financial stability and John's architecture business.  She showed great courage in sharing her personal story and shares her great insight with her readers.

"Five Trends That Will Define 2005", Inc. Magazine, 12/05

By Amy Gunderson

 

This article names five trends that will affect your business during 2005.  One of them is the rising cost of employee benefits.

"Your Tax Dollars at Work", Inc. Magazine, 05/05

By Stephanie Clifford

 

There are some new faces at the Senate Committee on Small Business and Entrepreneurship.